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Challenges about Budgeting and Grocery Shopping

Budgeting and grocery shopping is one of the best ways to trim down your monthly expenses and daily spending- but there are dozens of challenges out there- especially the advice that is ultimately unrealistic. Here is a list of budgeting and grocery shopping challenges and how you can make them realistic strategies to save on grocery shopping! Challenges about Budgeting and Grocery Shopping Challenge #1- Unrealistic Research I've spent a lot of time scouring Pinterest and have not felt entirely satisfied with the results. Some articles seem too unreasonable to be applicable. More often than not, it comes down to unrealistic costs of groceries . For example, I cannot find 1 gallon of milk at my local Walmart for $1. And our Dollar Tree out in Montana doesn't have a grocery section- we do have a freezer section, but it is only 2-3 doors of frozen dinners. And our bread and produce is not as cheap as the other articles. What I have done to get around this challeng
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Scheduling Your Semester


Every semester, we scramble into the academic advisor’s office, have a quick chat about your college and career goals before you log in to register for classes.  I have never had it quite like that- in fact, I have never received academic advising. When I went to MSU, I transferred to FVCC at semester, so I didn’t meet with the English Advisor there. Then when I was at FVCC, none of the advisors/counselors would take responsibility of me and when they did, they offered little advice for me….
So! Left to my own devices, I always take the following steps to plan a good schedule that allows room for work, school, activities, breaks, known study time, and the hours of which you are spending time in the actual classroom. The latter, may seem like a given but when you are asked about what time you’re free for a study group or a shift, you can at least check your schedule table to see if they conflict with work or class time.

  1. JOT DOWN THE COURSES you have take so far. You can always check online too, but writing them down for me works better.
  2. LOOK AT THE COURSE CATALOG to see what classes you have yet to take for your major and the ones that are left for your general education requirements.
  3. WRITE OUT CLASS TIMES. Find all the classes you want to take the most, and which ones you can fit around your schedule. Write down ALL available times and days. You might have to write out multiple alternatives schedules.
  4. WRITE OUT A SCHEDULE. See what classes are available for what you need to get done the next semester and configure class times that works best for you.
    For me this takes quite some time,  At a community college, this seemed trickier than when I registered for classes in the Fall 2013 at MSU...But I will check again with you later on that when I go back to MSU. Anyhow, when I registered at the community college, some classes were only available in the Fall or Spring Semester and there were classes that had pre.Reqs that were only offered the previous Fall, also there would be classes that were only offered every other year, so you’d have to set those classes very far back just to get them done.

  5. FIT ACTIVITIES IN (if any) Write in the times you are in student government or newspaper. Ensure they do not conflict with class times, and even that class times do not conflict with activities- hey! a girl has to have something else to do other than study!
  6. ENSURE STUDY TIME, STUDY BREAKS AND FLAT OUR REST!
    I bet this is just a given.
  7. WORK TIME Some of you may or may not be working off-campus or working at all.
     For those who are working off-campus, it’s a bit tricky to get hours that work well within your schedule. And nothing is worse than having to skip you seminar class simply because you didn’t want to miss out on that good shift at Marty’s Market. ADVICE: Please just don’t do that. Grades matter more, and though you may have to take out loans of something, I think the future debt matters more than the grades that could more likely put you ahead in life and fellow students will appreciate it when you are working on projects.
  8. COUNT YOUR SHEEP Nothing is more important than making sure you are getting enough sleep while in college. So make sure you have enough time to sleep between homework, class and work! One semester, I had class until 3 or later,  worked 5-11:30, did HW when I came home AND THEN had a class at 8am… I didn’t make it to that Speech class very often :/  DON’T DO WHAT I DID.
  9. Finalize a schedule, look it over. Make sure it’s both a schedule you want and work for you AND your body. Nothing is worse than having an erratic course load, work schedule and no time for sleep or a way to maintain your grades.
  10. TYPE, REGISTER AND GO! Type out a table that displays your schedule, both classes and what days you can work and what time that is the earliest you can work on that day. If your last class goes from 1-1:50, ask your manager if you can work at the earliest shift of 3pm. Then you won’t have to rush to dress, and drive to be there by 2 or 2:30 PM. REGISTER FOR THE CLASSES AND GOOD LUCK!
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